Divorce Checklist - Children & Finances
If you have tried marriage counseling and feel divorce is unavoidable, then this divorce checklist is intended to help ensure you do not overlook some of the more important things. If divorce is the only option, and your partner
is absolutely impossible to live with, it is important that you
at least ensure that your divorce is as painless as possible.
Divorce is probably one of the most painful experiences a couple
(and children) could go through. Please note that this is in no
way intended to be a definitive list.
PEYMA's Divorce Checklist is divided into FOUR main categories:
- The family divorce lawyer
- Children
- Finances
- Liabilities
- Other
Family Divorce Lawyer
Choosing an experienced family
divorce lawyer is vital to any divorce proceeding. A good
family divorce lawyer can not only ensure that your separation.
is "fair" but it can also save you with the alimony you may have
to pay for years to come (which obviously depends on the divorce
law in your specific state or country).
Divorce and Children Checklist
Children in divorce situations
tend to think the worst scenarios in their heads. It is important
that you consider the impact of your divorce on the children and
help them to cope with it. The following have been shown to help
children cope with their parents separation.:
- As soon as the parents know that a divorce is immanent, the children must
also be told. But, the parents must do this together and with
out placing any blame for the separation. on either parent.
- The parents must consider that quite often the children develop short term emotional and psychological problems. Therefore it is important that listening and marriage counseling services also extend to the children.
- Do NOT ask the children to decide which parent they rather live with.
- Ideally, the parents need to consider an amicable schedule between them where the children can see both parents on regular basis (Unless, circumstances such as abuse etc. may put the child at risk).
- Consider how and who would provide financial support for the children. This could be in the form of "Child Support" or government aid or may be even a change in your current job. It is important that you consider all of your children's expenses (including clothing, medical bills, food, toys, school fees, pocket money etc.). Also, don't forget to consider the college or further education tuition fees as well!
- Consider the visiting rights of the children. It is important from the child's point of view that he, or she, feels very little has changed (other than the fact that the parents are no longer living together).
Divorce and Finances Checklist
Divorce and the financial
implications it entails are among the most worrying aspects of
any separation. People sometimes can not only end up loosing
almost everything they value, but, they could also continue to
pay huge alimony for many years to come. Therefore it is important
that you consider the following:
- If the couple decide to sell the family home, then it could potentially be a complicated process as its rare that one partner would just hand the family home over to the other. This in turn means that the division of a mortgage can sometimes be complicated and messy. Its also important that couples make sure the mortgage company does not take advantage of their situation.
- It is important that you also consider pensions as well. Don't forget that this too can be quite a substantial sum.
- Any savings, shares, bonds etc must also be taken into account and divided accordingly.
- Financial maintenance agreed for your children and your wife.
- Dividing any personal goods you may have, including furniture, cars etc.
- Future financial obligations (e.g. life cover etc.).
- Don't forget to claim any state benefits (where applicable, for yourself and your children), including Tax Credit and Child Support.
- Legal and Professional costs associated with getting divorced.
- If there is a prenuptial agreement, then ensure that the agreement is honored.
Divorce and Liabilities Checklist
The liabilities are things that effect both of you financially. A few things you need to consider are:
- Tax liabilities from any financial settlements, such as Capital Gains Tax (from selling your home) etc.
- Any loans or debts can become a liability if it is not clear which partner owns it. This includes bank loans, credit card debts, car loans etc.
- If the couple are in business together, then the couples may even need to consider the option of bankruptcy.
- The mortgage is a huge liability as very rarely does one partner just agrees to hand things over to the other. Splitting the mortgage is often a messy process. Ensure that the mortgage company does not take advantage of your personal situation.
Other Divorce Checklist
- One of the things that couples some times forget during separation.
is the ownership of the pets. This can sometimes be as difficult
as the battle over the children's custody.
- Document and record everything agreed or implied to ensure a clean break up at a later date.
- Both partners must have copies of all documentation.
- List all assets and their values (including any hidden ones. A partner may consider hiding certain assets or finances prior to the divorce).
- Don't forget to notify any necessary organizations of changes to your circumstances.
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 Marriage Counseling
 Divorce Checklist
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Understand the effects of divorce on children and what they may be feeling. Also, what the parents should be doing to help the children cope with the divorce.
Marriage counseling - Divorce and Children
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The US divorce rates have increased, even though the records show a huge drop! The drastic drop in the divorce rate has in fact been due to a drastic drop in couples getting married.
Divorce rates US & UK
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Free relationship advice to help couples improve their relationship
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PEYMA's unique approach to marriage counseling has been developed after many years of research into marriage counseling and human behavior. This service is unique because it can quickly determine the root cause of most behavioral disputes.
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